We've been actively testing AI-assisted engineering tools at Pre-Approve Me, and what we've learned could save your company from a performance disaster.
Recently, one of our founding developers built a feature using AI assistance. On the surface, everything worked flawlessly. The code was clean, the feature functioned exactly as designed, and all the tests passed.
Then we looked under the hood.
The AI-generated solution was loading an entire database collection—every single field from every single record—just to extract a simple ID. It then looped through those IDs and fired off additional queries for each one.
Here's the insidious part: in development, you'd never notice the problem.
With a test database of a few hundred records, the feature runs instantly. Everything feels responsive. The performance metrics look fine. You ship it to production with confidence.
But at scale? That same approach would balloon to:
This is the performance and cost nightmare that every CTO dreads—and it was hiding in plain sight behind code that "worked."
With experienced oversight, we caught and refactored the code before it ever saw production:
✓ Query only the fields actually needed
Instead of loading entire records, we now select just the specific fields required for the operation.
✓ Limit results strictly to active context (100-200 records max)
We implemented proper pagination and scoping to ensure we're never processing more data than necessary.
✓ Replace hundreds of sub-queries with a single efficient follow-up
The cascading queries were consolidated into one optimized database call that retrieves everything needed in a single round trip.
The result? The same functionality, but with performance that scales gracefully from 100 users to 100,000.
AI code generation tools are remarkable accelerators. They can dramatically speed up feature development and help engineers prototype ideas faster than ever before.
But here's what AI fundamentally cannot understand:
Think of AI-assisted development like power tools in construction. A nail gun lets an experienced carpenter work faster and more efficiently. But give that same nail gun to someone without construction knowledge, and they might build something that looks fine but won't survive the first storm.
AI code generation is the same. It will build what you ask for, optimized for your current dataset and current constraints. It doesn't anticipate what happens when:
If you're using AI to build production software, senior engineers must remain in the loop.
This isn't optional. This isn't about gatekeeping or slowing down innovation. This is about:
Speed without discipline isn't agility—it's just technical debt accumulating at an accelerated pace.
At Pre-Approve Me, we're embracing AI tools because they genuinely accelerate development when used correctly. But we're doing it with our eyes open, with senior engineering oversight on every AI-assisted feature, and with a healthy respect for the risks of treating AI output as production-ready code.
If you know, you know.
And if you don't? If you're shipping AI-generated code without experienced engineering review? You're not building faster—you're just postponing the inevitable performance crisis until the worst possible moment: when you have real customers depending on you.
Don't try selling software built without this discipline. The risk isn't worth it.
What's your experience been with AI-assisted development? Have you caught similar issues before they reached production? Share your story in the comments.
Michael is a Broker Owner/Loan Officer with 16 years experience. He originally developed Pre-Approve Me in order to solve problems he was experiencing in his own business and is committed to making the Home Loan Process as smooth and easy as possible.
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